Asset Finance · Established Specialists

Asset & Business Finance Solutions for UK Companies

From fleet vehicles and heavy plant to commercial property and working capital — we structure tailored finance solutions that release capital, manage cash flow, and put the right assets in your hands faster.

Quick Quote

Get an indicative quote in 60 seconds.

Tell us what you need and our calculator gives you an instant illustrative monthly cost — no obligation, no credit check.

  • Soft search — zero impact on credit
  • Same-day specialist call back
  • Access to 100+ lender panel
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Or call us direct on 0800 061 4708
Asset Finance Invoice Finance Business Loans HMRC Funding Commercial Mortgages Bridging Merchant Cash Advance Development Finance Credit Insurance
What We Do

Unrestricted Access to Market Leading Finance Solutions

We give business owners access to the full spectrum of funding in the marketplace — whether it’s asset finance, working capital, property finance or any of our other services. If you’re a business and need funding, you’ve found the right place.

Asset Finance

A facility where a financier takes a fixed charge over a specific asset or assets to provide funding into your business. Ideal for vehicles, plant, machinery and equipment.

Invoice Finance

A way of financing your business by giving you a percentage of your outstanding invoices as soon as the goods or service has been delivered to your customer.

Business Loans

A business loan is a funding solution that provides businesses with a fixed amount of capital to support growth, improve cash flow, purchase assets, or fund projects. Repayments are made over an agreed period, typically through monthly instalments.

HMRC Funding

An unsecured business loan designed specifically to pay your HMRC VAT or corporation tax liability. Smooth out your cash flow around tax deadlines.

Commercial Mortgages

Whether you're purchasing business premises, investing in commercial property, or refinancing existing borrowing, a commercial mortgage offers a flexible long-term funding solution secured against the property.

Bridging Finance

A short-term secured business loan. It's best thought of as a temporary loan which gets you from A to B, until you can either clear the loan in full or secure a more permanent form of finance.

Merchant Cash Advance

Merchant cash advances (MCAs) are one of the most innovative products in alternative business finance. Repayments are made through a percentage of your card sales — proving very popular in retail and leisure.

Development Finance

There are many types of development finance, but in essence it is a loan that is given to contribute toward the purchase of land or a building and the cost of the development of the land or building.

Credit Insurance

Credit insurance gives business owners peace of mind to grow their business whilst removing the risk of non-payment through insolvency. Protect your receivables and unlock confidence.

Need Some Advice?

If you're not sure which option is the best fit for your current situation, contact one of our specialists who will be more than happy to guide you through every option available.

Instant Estimate

See your indicative monthly cost in seconds.

Drag the sliders to model a finance scenario. This is an illustrative quote only — for a tailored rate based on your business profile, send us the numbers and a specialist will be in touch the same day.

Estimated Monthly Payment
£0/ month
Amount Financed
£0
Total Payable
£0
Indicative APR
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Term
0 months

* Illustrative only. Final rate depends on credit profile, asset class and lender terms. Subject to status and underwriting.

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Why VFS

Specialist brokers. Whole-of-market access.

We’re not a lender — we’re independent specialists working in your corner. With access to over 40 funders, we negotiate the structure, rate and flexibility that suits your business, not theirs.

How It Works

From enquiry to funds in
four steps.

No jargon, no surprises. Just a clear path from your first call to the keys in your hand.

/ 01

Initial Consultation

A short call to understand your business, what you need, and the funding structure that works best.

~ 15 min
/ 02

Tailored Proposal

We approach our lender panel and return with the most competitive terms for your scenario.

Same day
/ 03

Decision & Documentation

Once approved, we handle the paperwork end-to-end.

24-48 hrs
/ 04

Funds Released

We will let you know once completed and funds have been released.

Up to 5 days

Let's structure the right deal for your business.

Tell us what you’re financing and we’ll come back with options the same day. No obligation, no impact on your credit file.

Estimated Monthly Payment
£0/ month
Amount Financed
£0
Total Payable
£0
Indicative APR
0%
Term
0 months

* Illustrative only. Final rate depends on credit profile, asset class and lender terms. Subject to status and underwriting.

Get My Personalised Quote